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125 Half Mile Road Suite 200
Red Bank, NJ 07701
United States

Monday - Friday
8 am - 2 pm
3 pm - 7 pm
EST

125 Half Mile Road Suite 200
Red Bank, NJ 07701

Monday - Friday
8 am - 2 pm
3 pm - 7 pm
EST

Business Debt
Restructure Experts

Business Debt Restructure Experts

Simplify
Your
Finances
šŸ“ˆ


 

Increase Your
Cashflow by
50% or More
Our attorney-based firm specializes in negotiating palatable terms.
How We Stand Out ā˜€ļø
  • In the industry since 2006
  • Attorney Network of 500+
  • Restructured over $1B in Debt
  • Saved 12,000+ Businesses from Ch.7 & 11 Bankruptcy





Our Latest Success Stories

Weā€™ve Revamped the Finances for Thousands of Businesses šŸ’°
Free & Confidential
Our debt analysis and debt expert settlement consultations are always free and confidential.
Immediate Relief
Businesses that qualify for our restructuring will experience an instant boost in cash flow
Avoid Litigation
Court can be expensive & distracting, but with us, you can be assured all is taken care of.

About

With You Every Step Of The Way
We are committed to helping you get your business revenue back. That means providing a dedicated business debt expert team & attorney that will work tirelessly to deliver the result you want ā€“ your debt restructured. And weā€™ll be with you from start to finish.
Eastern Financial Partners Team

Commonly Asked Questions

What services do you offer?

We provide business debt restructuring for businesses with Merchant Cash Advances only. We specialize in MCA negotiations, making us the best choice in the country for businesses restricted by MCA terms.

How does debt restructuring work?

Every business's debt is unique and the restructuring plan is on a case by case basis, however in a general term, we analyze your debt commitments and your payment schedules, and based on the lenders, we can determine how much of the commitments can be renegotiated.

Our attorneys bundle restructuring agreements when they submit new terms to lenders, giving you the best new terms possible to open up your business cash flow, along with getting you out of the debt faster than on your own.

Can I afford this?

Your daily or weekly Merchant Cash Advance payments are usually exorbitantly high, and when we renegotiate your MCA terms, the new payment will be lower than what you are paying now, the principal balance will be lower, and our service charges will be already included in your lower payment.

We are in the business of helping small to medium-size businesses, making sure they stay running & keep their cash flow profitable.

What are some common mistakes to avoid?

Do not reverse consolidate your loans, which is taking out a new Merchant Cash Advance to pay for your other advances. This significantly raises the factor rate / interest on the initial principal, costing you 2-3 times the original amount.

Also, make sure to include all of your business debt to your financial advisor, and include a history statement for each MCA you may have.

I was soooo stressed out about all of the Advances I took to keep our Home Health business afloat. It was such a relief to get all of that restructured by Eastern Financial Partners; my clients & I will be forever grateful.
Mia, Home Health, 2/2023

Interest Saved: $71k
Program Length: 12 months

Being able to trust them to do their job allows you to take care of what's important in your business.
Terry, Commercial Contractor, 10/2023

Interest Saved: $51k
Program Length: 16 months

Within 3 months I started to see how the debt was going down and I felt this huge weight lift off of me.
Luis, Trucking, 6/2023

Interest Saved: $22k
Program Length: 9 months

Over the past few years, our business suffered from a series of unexpected financial setbacksā€”of which the pandemic was the final straw. We are beyond grateful to have been introduced to Eastern Financial Partners.
Vlassis, Rehabilitation, 11/2022

Interest Saved: $41k
Program Length: 8 months

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